Using examples explain the circumstances under which a consumer spends money not worked for?

1. Inheritance: A consumer may receive a large sum of money through inheritance, which they did not work for. They may choose to spend this money on luxury items, investments, or other expenses.

2. Gifts: Consumers may receive gifts from friends or family members that they did not work for. They may choose to spend this money on items they desire, such as electronics, clothing, or experiences.

3. Lottery winnings: If a consumer wins the lottery, they will receive a large sum of money without having to work for it. They may choose to spend this money on extravagant purchases, investments, or other expenses.

4. Trust funds: Some consumers may have trust funds set up for them by family members or loved ones. They may receive regular payments from these funds, which they can spend on various expenses without having to work for the money.

5. Government assistance: In some cases, consumers may receive government assistance in the form of unemployment benefits, disability payments, or other forms of financial aid. While this money is not earned through work, it can be used by consumers to cover essential expenses such as rent, food, and utilities.