As private student Which bank offers loan and does not need pay slip as you will going to pay when going to work?

It is unlikely that a bank will offer a loan without requiring proof of income, such as a pay slip. However, some banks may offer student loans that do not require immediate repayment while you are still in school. These loans typically have lower interest rates and flexible repayment options. It is recommended to research and compare different banks and their student loan options to find the best fit for your financial situation.

Banks that Offer Loans to Private Students Without Pay Slips

- Axis Bank: Axis Future Leaders Loan
- HDFC Bank: Future Scholar Personal Loan
- ICICI Bank: Student Loan for Professional Studies
- SBI: Scholar Loan
- Bank of Baroda: Student Loan Baroda

Eligibility Criteria:

- Indian citizen
- Enrolled in a recognized private educational institution
- Good academic record
- Co-borrower with regular income (usually a parent or guardian)

Key Features:

- Loan amount up to the cost of tuition fees and other expenses
- Interest rates range from 8.5% to 12% per annum
- Repayment period of up to 15 years
- No income proof required for the student
- Co-borrower must have a regular source of income and a good credit history

Note:

- These loans may require collateral security in the form of property or a third-party guarantee.
- The interest rates and loan terms may vary depending on the bank and the applicant's profile.
- It is advisable to compare loan offers from different banks before applying to secure the best deal.