What is Earns?

Earns is a platform or service that allows users to earn money or rewards through various activities such as completing surveys, watching videos, playing games, or shopping online. Users can accumulate points or credits that can be redeemed for cash, gift cards, or other rewards.

Earns is a digital banking platform that offers high-yield savings accounts, spend and rewards accounts, and checking accounts. It is a division of the cryptocurrency exchange Coinbase. Earns allows users to earn interest on their crypto assets by lending them out to borrowers in the DeFi (decentralized finance) ecosystem. The interest rates offered by Earns vary depending on the crypto asset and the lending duration. Earns also offers a spend and rewards account that allows users to earn crypto rewards on everyday purchases. The account is linked to a Visa debit card that can be used anywhere Visa is accepted.