- General Liability: Covers bodily injury, property damage, or personal injury claims against the event organizer. - Liquor Liability: Protects against claims related to alcohol-related incidents at the event. - Cyber Liability: Covers incidents involving data breaches or cyberattacks.
Property Insurance:
- Event Cancellation Insurance: Reimburses expenses incurred due to unforeseen circumstances that force the event to be canceled or postponed. - Property Damage: Covers damage to the event venue, equipment, or property of attendees or vendors.
Accident and Health Insurance:
- Participant Accident Insurance: Provides coverage for injuries or medical expenses incurred by event participants. - Spectator Accident Insurance: Similar to participant accident insurance, but tailored for attendees who are not actively participating in the event.
Special Event Insurance:
- Weather Insurance: Reimburses costs if the event is canceled or affected by inclement weather. - Crowd Control Insurance: Covers costs associated with crowd management, crowd barriers, and security. - Terrorism Insurance: Protects against losses due to terrorist activities.
Miscellaneous Insurance:
- Prize Indemnity: Covers the cost of prizes awarded in contests or drawings. - Entertainment Insurance: Covers the costs of hiring performers or entertainers for the event. - Workers' Compensation: Provides coverage for injuries to employees or volunteers working at the event.