As you will be joining the working force in the community,you will be you will be receiving monthly payment from your employer discuss the ways on how to manage your personal finances?

1. Create a budget: Start by listing all your monthly expenses, including rent, utilities, groceries, transportation, and any other necessary expenses. Allocate a portion of your income to each expense category and make sure to stick to your budget.

2. Save for emergencies: It's important to have an emergency fund to cover unexpected expenses such as medical bills or car repairs. Aim to save at least three to six months' worth of living expenses in a separate savings account.

3. Pay off debt: If you have any outstanding debts, such as student loans or credit card debt, prioritize paying them off as quickly as possible. Consider using the snowball or avalanche method to pay off debt efficiently.

4. Invest for the future: Consider investing a portion of your income in retirement accounts such as a 401(k) or IRA. Start early to take advantage of compound interest and grow your savings over time.

5. Track your expenses: Keep track of your spending to identify any areas where you may be overspending. Use apps or spreadsheets to monitor your expenses and make adjustments to your budget as needed.

6. Avoid unnecessary expenses: Be mindful of your spending habits and avoid unnecessary purchases. Consider cutting back on dining out, shopping, or other non-essential expenses to save money.

7. Seek financial advice: If you're unsure about how to manage your finances, consider seeking advice from a financial advisor or counselor. They can help you create a personalized financial plan and provide guidance on how to achieve your financial goals.